Borrow up to Rs. 20 lakhs to purchase old four wheeler, not more than 3 years older.
Repay your car loan within flexible tenure of up to 5 years.
Processing Fee :
Pre Closure Fee : Up to 2%
Late Payment Fee : 2% on the overdue amount
Loan to Value Ratio :
Part Payment Fee : Up to 2%
MCLR : 8.40%
Proof of identity (any one): Passport / PAN Card / Employee identity card / Any other valid proof
Proof of address (any one): Electricity bill / Telephone bill / Aadhar / Any other valid proof
Proforma / Invoice
Valuation report from approved automobile engineer for old vehicle
Last one year ITR along with Form-16/ letter from Employer and Last 6 months salary slip (for Salaried).
Last three years ITR along with Profit and Loss Balance sheet (for Self-Employed).
Resident Indian citizen and Non-Resident Indians (NRIs) holding valid license.
Minimum age - 18 years and maximum age - 70 years.
Individual, either singly or jointly with other family members viz. father, mother, son, spouse or daughter as co-applicants.
Companies / Firms for purchase of vehicle for usage by their Directors / employees
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