Avail loan to purchase old four wheelers or repay the loan of other Banks / Financial Institutions / Finance Companies.
Repayment period of up to 4 years.
For farmers, the repayment may be fixed on half yearly basis considering the cropping pattern and interest applied at monthly rest is to be serviced on monthly basis separately.
Avail maximum up to Rs. 25 Lacs
Processing Fee :
Pre Closure Fee : 0
Late Payment Fee : 1% shall be charged on amount in default upto six months for the period of default. If default period exceeds six months, penal interest @2% p.a. shall be levied on entire period of default.
Loan to Value Ratio :
Part Payment Fee : 0
MCLR : 8.40%
Bank account statement of the last 6 months.
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Proof: Form 16 /Latest salary slips
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