Avail loan for purchase of a new two wheeler including Motorcycle, Scooty and Mopeds etc.
Borrow amount not exceeding 6 times of the net monthly income or 75% of the cost of the vehicle with a minimum loan amount of Rs.10,000 and maximum of Rs.1.5 Lakhs.
Repayment period as long as 5 years.
Processing Fee : 0.25
Pre Closure Fee : 0
Part Payment Fee : 0
Late Payment Fee : : 2% p.a. will be charged additionally for the overdue period in respect of loans above Rs. 2 lacs
MCLR : 9.45
Bank account statement of the last 6 months.
Identity Proof: Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address Proof: Passport / Voter's ID card / Driving license / Aadhar card
Income Proof: Form 16 /Latest salary slips
Salaried persons who are permanent employees of State / Central Government, Public Sector Undertakings / Corporations, Private Sector Companies of repute, Reputed Establishments or Professionals & Self-employed persons, Businessmen & Agriculturists.
Minimum net monthly income of Rs. 5,000 for all types of borrowers with necessary proof.
Maximum age of the borrower under all category should not exceed 65 years as on the date of maturity of loan
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