How to Apply Personal Loan in SBI

You can apply for personal loan from SBI by three ways. You can visit online portal of SBI or you can visit the nearest branch of SBI and you can also apply from paisa.co website.

Method 1M1At Paisa


You can apply for your SBI personal loan at Paisa.

1
Go to paisa.co website

First, you need to go to paisa.co and you can see the interest rate and the tenure provided by the bank. And click on the SBI personal loan "apply now" option.


2
Share details

Now, you will be directed to a new page where you will have to share your personal details like your gender, loan amount, name of city, purpose of loan, net income, profession, bank account and monthly EMIs you pay.

3
Enter OTP

Now, you will receive a one time password on your registered mobile number and you have to enter the OTP.

4
Click on Submit

After entering OTP go through the terms and conditions given on the bottom of the page. If you agree with the terms and conditions click on "agree" and then proceed the process by clicking on "submit" button.


Now, you will be redirected to a page where a message will be displayed on screen in order to notify based on your eligibility that your personal loan is issued to you or not. If you are eligible for the personal loan you will be notified there only.

Method 2M2Online at SBI Portal


You can apply for personal loan online from SBI website.

1
Go to SBI personal loan page

Go to the SBI website and click on "personal banking" else click here to go direct on the personal loan application form.

2
Fill the form

Now, you have to fill the form with required details like your relationship with SBI, account number and mobile number.

3
Submit the form

As, you are finished with entering your details in the form you have to click on "submit" option given on the screen.

4
Choose the offer

Now, you have to choose the loan offered to you by the SBI bank according to your eligibility.

5
Complete the application

Now you can complete your personal loan application, when you will be done with your loan application bank will send you a email on your email id with your personal loan application reference number.

Method 3M3By Visiting a nearest SBI Branch


You can visit the nearest branch of SBI and apply for personal loan application.

1
Visit the nearest branch

Visit the nearest branch of SBI in your city along with your personal documents like PAN card, aadhar card, salary slips, address proof etc.


2
Go to the helpdesk person

Now, go to the help desk person and share your concern of applying of personal loan with him/her. And the help desk person will send you to the concerned person for personal loans in the bank.

3
Share your details

Now, the bank representative will ask for your documents and personal details you have to share your details, and then he/she will tell you if you are eligible for the personal loan or not.

4
Fill the application form

If you are eligible for loan, you can fill the personal loan application form under the guidance of bank executive.

5
Submit the form

Now, you can submit your personal loan application form in the bank and you will get a personal loan application reference number from the bank to track your loan application status.