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We found 5 home loans for you

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Interest Rate
9.35% - 13%
Processing Fee
0.50% - 1%
Loan amount
100000 - 3500000
Tenure
1 - 35 Years
Home Loans for all, Salaried, Self-Employed and Pensioners. Avail home loan with a maximum tenure of 35 years, offered in the industry. Avail home loan with salary/income as low as Rs. 9,000 per month.
Interest Rate
8.35% - 8.75%
Processing Fee
1% Max
Loan amount
100000 - 10000000
Tenure
1 - 10 Years
Fixed and floating rate options available as per preference. Avail or repay the home loan from the comfort of your home or office. No prepayment charges for paying off loans before the due date, applicable only on loans availed at Floating interest rate. eDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points. MCLR resets frequency for Home Loan is 6 months.
Interest Rate
8.60% - 8.65%
Processing Fee
1.25%
Loan amount
100000 - 1500000
Tenure
1 - 20 Years
Enjoy flexible repayment period as long as 20 years for Salaried and 15 years for Self-Employed. Get loans amount of maximum up to 90% of the cost of the property, limited to upto 80% for loans between Rs. 20 Lacs - Rs. 75 Lacs, and 75% for Loans above Rs. 75 Lacs. Enjoy 0% charges on pre-closure of the loan availed at floating rate of interest, where borrower is an Individual. Otherwise, a fee of 4% of Principal Outstanding along with 4% on amount prepaid in last 12 months , will be levied to the customer for pre-closure of the loan. In case of Part-payment, avail 0% fee for pure Individual Floating Rate home loans, limited to the maximum of upto 25% of outstanding amount with a gap of 6 month. Otherwise, 4% of Principal Outstanding applicable.
Interest Rate
8.65% - 15%
Processing Fee
2%
Loan amount
100000 - 1500000
Tenure
1 - 30 Years
Avail home loan to purchase or construct a new house, modify/upgrade existing amenities & thereby increase the life of the assets, expand/add space to the existing house. Avail a maximum loan amount upto 80% of the cost of the property, including the cost of the land, subject to a valuation of the property as assessed by the bank. Enjoy flexible repayment period of up to 30 years. Enjoy 0% prepayment charges for loan availed at floating rate of interest.
Interest Rate
9.10% - 9.30%
Processing Fee
0.50% - 1%
Loan amount
Upto 5 Crores
Tenure
1 - 30 Years
Enjoy enhanced eligibility of up to 20%. Avail loan amount as high as up to Rs. 5 Crores. You can repay your loan in period as long as up to 30 Years.

Self-employed individual and professionals may lack uniform cash.

Updated on 02 Dec 2018

A Personal Loan is a form of loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment. The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

Bank fixed deposits: One of the first thing that comes to mind while investing money for short term is bank fixed deposits. They guarantee interest income and principal repayment while their booked interest rates remain constant, irrespective of any changes in the card rate during the deposit tenure. Currently, Small Finance Banks are offering the highest card rates, ranging between 8-9% whereas most private sector banks are offering the highest card rates in the range of 7.00%-8.25% p.a. The highest card rates offered by public sector banks fall short of 7% p.a. Senior citizens usually get an additional interest rate of up to 0.50% on their FDs.

A Personal Loan is a form of loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment. The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC).

Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

Paisa.co, India’s largest loans and card marketplace announced RBI Bank.

Updated on 02 Dec 2018

Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

Business Laon

More About CIBIL

  • Paying off all debts and loan EMIs on time
  • Periodic or regular checking of credit report
  • Maintaining healthy mix of credit
  • Avoiding multiple loan or credit card applications
  • Lowering credit utilization ration (30%-40%)
  • Avoiding credit hungry behavior

Self-employed individuals and professionals may lack uniform cash.

Updated on 02 Dec 2018

Personal Loan Details

Interest Rate (Monthly reducing balance)

10.99% - 37.00%

Processing Fees

Varies with bank

Loan Tenure

1 year to 5 years

Pre-closure Charges

Varies with bank

Guarantor Requirement

Varies with bank