State Bank of India (SBI) Home Loans

SBI Flexipay Home Loan

8.35% - 8.55%


Processing Fee

Loan Amount
₹ -
1 - 30 Years


Do I need a guarantor? What are the documents required for the guarantor?

Yes, you may need a guarantor, if you do not meet the eligibility criteria to avail the loan. Below mentioned are the documents required for guarantor, wherever applicable –


Is there any concession offered on SBI Home Loan?

A concession of 0.05% will be offered to the female borrowers.


Who can be a my co-applicant?

A co-applicant can be a spouse/ son/ daughter living with you, provided they have a steady income and his/her salary account is maintained with SBI.


Do I have to pay any margin money?

A 10% margin money would be needed for a loan amount up to Rs. 30 lacs. A 20% and 25% margin money will be applicable for a loan amount of Rs. 30 to 75 lacs and above Rs. 75 lacs respectively.


Are there any additional charges applicable on availing of SBI Home Loan?

Yes, below-mentioned are charges to be paid in addition to the processing fee –