8.45% - 8.65%
100000 or Above
Borrow up to 4 years of gross salary to salaried individuals or 4 years' gross annual income to individuals engaged in business or to self-employed persons.
A selective loan upto 5 years' gross salary/ income also permitted.
Borrow up to Rs. 15 Lacs for repairs and renovations.
Repay your loan in EMIs ranging up to 30 years long or till the borrower attain the age of 70 years, whichever is earlier.
In case of takeover of liability by other banks / HFIs, no prepayment charges will be levied in respect of housing loan availed at floating rates.
In the case of salaried individuals/businessmen/self-employed persons, the income of the family may be taken into account, subject to documentary evidence, for the purpose of computing the quantum of eligible amount of loan.
But in case of 2nd Housing loan, income of only spouse can be clubbed for this purpose.