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SBI
Annual Fee
4999
Reward Rate
0.50
First Year Fee
4999
Late PaymentFee
Zero to Maximum ₹ 750.
Earn 10 reward points on Dining, Groceries spends and Departmental Stores and 2 reward points on all other spends. Get ₹ 250 off on each movie ticket for up to two tickets a month, valid for primary cardholder. Enjoy complimentary Priority Pass membership worth US$99, valid for 2 years and applicable only for Primary Cardholder. A usage fee of US$27 to be charged upon every visit. With Priority Pass, you get 6 complimentary Airport Lounge visits per year, outside India (max. 2 visits per quarter) w.e.f. 1st July 2017, 2 complimentary Domestic Airport Lounge (VISA/Mastercard) visits every quarter in India, and access to over 1000 Airport Lounges worldwide. 24/7 Concierge service for travel, movie and hotel reservations. Earn 10,000  bonus Reward Points worth ₹ 2,500 on achieving annual spends of ₹ 3 Lacs and ₹ 4 Lacs. Earn 15,000 rewards points worth ₹ 3,750 on achieving annual spends of ₹ 5 Lacs and ₹ 8 Lacs.