Ferrari Signature Credit Card
ICICI Bank Diamant Credit Card
Get MacBook Air worth Rs. 75,000.
ICICI Bank Sapphiro Credit Cards
Kindle worth Rs. 5,999
ICICI Bank Rubyx Credit Cards
Sennheiser Headphones worth Rs. 3000
ICICI Bank Coral Credit Card
Provogue tie worth Rs. 999
ICICI Bank Coral American Express Credit Card
Jet Airways ICICI Bank Sapphiro Credit Cards
Jet Airways ICICI Bank Rubyx Credit Cards
Jet Airways ICICI Bank Coral Credit Cards
ICICI Bank Unifare Delhi Metro Credit Card
ICICI Bank Unifare Bangalore Metro Credit Card
ICICI Bank Unifare Mumbai Metro Credit Card
ICICI Bank Coral Credit Card Against Fixed Deposit
ICICI Bank Instant Platinum Credit Card
ICICI Bank Platinum Chip Credit Card
ICICI Bank NRI Coral Credit Card
Ferrari Platinum Credit Card
ICICI Bank Expression Credit Card
BookyMyShow vouchers worth ₹500
ICICI Bank HPCL Coral American Express Credit Card
ICICI Bank HPCL Platinum Credit Card
ICICI Bank Coral Contactless Credit Card
Provogue tie worth Rs. 999
ICICI Bank HPCL Coral VISA Contactless Credit Card
ICICI Bank Credit Card
Founded in 1994, ICICI Bank (Industrial Credit and Investment Corporation of India) offers multinational bank and financial services. ICICI bank offers wide range of banking and financial services including – commercial banking, corporate & project finance, retail banking, venture
capital, working capital finance, venture capital & private equity, investment banking and insurance.
The business segment of the business comprises of wholesale banking, retail banking, treasury, other banking, general insurance and life insurance. The bank’s network comprises of over 18,000 branches and ATMs. It also has more than 100 Touch Banking branches across 35 cities.
How can I increase the credit limit on my credit card
In case, you have been informed about the offer of increasing your credit card limit via SMS, then make sure you reply that SMS and the bank will get in touch with you. If you want to know more about the eligibility, then you can get in touch with the bank’s customer support team via validating your credit card and PIN.
How often can I make changes to my credit card limit
The bank has no cap on the number of times the limit can be changed.
How can I check the status of my credit card
In case, you have applied for a credit card via the website, then make sure you have tracked the status by clicking on ‘Track Application Status’. Then you will be asked to provide particular information including – PAN, application ID, date of birth, and mobile number. If the details provided by you match with the bank records, then you will be able to see the status of your credit card application.
When is the late fee charged on my credit card
You will have to pay late fee on your credit card in the following situations –
When do my Payback rewards expire
The validity of Payback reward points is only for three years from the date of earning. It is important you have redeemed the reward points accordingly or else the points will lapse.
How do I pay my credit card bill
What if I cross the credit limit on my credit card
If you have made a transaction that exceeds your credit limit, then, in that case, the bank will decide whether they should approve the transaction or not. If the bank approves the transaction, an over-limit charge will be imposed to your card account. The over-limit charge will be 2.5% of the amount by which the credit limit is exceeded.
What if I pay more than the due amount on my credit card
The excess amount paid by you will reflect on your monthly statement and will be adjusted against future purchases.
When will I receive my credit card Pin
Your pin will be sent to you on your mailing address and it will reach within 7 days of receiving your credit card. If you are a Ferrari cardholder, then your PIN will be sent via SMS. In the event your mobile number is not registered with the bank, Pin will be sent at your mailing address.
Can anyone change the limit on my credit card
No, third party caller is not authorised to make changes to your account. The bank authenticates the account holder before you can make any change to the limit. As per a feature offered by ICICI Bank, you can choose a limit on your credit card. You need to follow the below-mentioned steps –
Is there a facility to receive the ATM pin via SMS
Yes, ICICI Bank has this facility but only on Ferrari Platinum Credit Card.
I wanted to apply for ICICI Bank Coral credit card. I called their customer support team to know more about the documentation and other formalities. I was properly guided about the credit card and with 5 working days, I received my credit card. The things I really liked about the credit card are – easy EMIs, prompt customer support service, reliable, no hidden charges and above all easy repayments.
One of ICICI executives kept on calling me to take ICICI Ferrari Signature credit card. I asked him about the features and benefits offered by the card, but he was not able to provide me the information I was looking for. I thought he is just another credit card marketing guy who wanted to meet his targets. But anyways I gathered all the information from their customer support and provided all the documentation. But, even after 4 weeks I didn’t received any card, I tried his number but it was unreachable. I tried calling their head office but it was also of no use.
I have been using ICICI Platinum Chip visa credit card for one year now. I want to mention here the things I don’t like about the card –