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Fuel

ICICI Bank HPCL Platinum Credit Card

Premium

ICICI Bank Diamant Credit Card

Best ICICI Bank Lifestyle Card


  • Annual Fee: Rs. 10,000
  • Joining Fee: Rs. 125,000

Benefits

ICICI Bank Diamant Credit Card is the leading premium card offered by ICICI Bank. It comes with exclusive premium benefits such as tee off golf games, access to premium international lounges as well as domestic lounges, low foreign currency markup, insurance cover on international travel, incremental rewards points with high reward value following dining discounts.

Against an annual fee of Rs. 10,000, you get 10,000 bonus points worth Rs. 10,000 alone at the start of the card membership year.


Drawbacks

The annual fee is quite high; Hence, the card is useful only if you enjoy it's premium benefits.


Bottom Line

Though the card is exclusive in terms of premium benefits, reward value and low interest rate, and return it's value even if you're not using the premium benefits at all; However, the very high eligibility criteria makes it inaccessible to most credit card users.


Best ICICI Bank Cards for Fuel


  • Annual Fee: Rs. 199
  • Joining Fee: Rs. 199

Benefits

ICICI HPCL Platinum is a reward card which comes with an annual fee of Rs. 199 and in return you get reward benefit of worth Rs. 75. However, you can get your annual fee waived off just by spending Rs. 5000 each month. In case your spend Rs. 7,500 or above each month, you will get additional benefit of gift voucher worth Rs. 1,000.

It gives reward value of Rs. 0.75 on Movies / Dining / Groceries / Railways & Taxis expenses and Rs. 1.5 value on PayZapp and SmartBUY transactions. Moreover, you earn reward value of Rs. 3.75 on all of your birthday related expenses.


Drawbacks

Though, the HPCL Platinum card is pretty good on reward benefits against a small annual fee of only Rs. 500. However, the incremental reward benefits are limited to an extent. The maximum reward benefits that can be earned against birthday related expense, is limited to Rs. 450 in a statement month. Similarly, the maximum reward benefits for other categories is limited to Rs. 225 only.


Bottom Line

The incremental reward points of 5X to 10X on dining, groceries, movies and railways/taxis, makes it the best contender for Family Card. Although, it have a limited reward value, but it still delivers reward benefits of more than what you have to pay for it. However, the applicable APR of 3.49% per month is something that you should consider before applying for the card.


View Other Cards

ICICI Bank Coral American Express Card

ICICI Coral American Express Credit Card comes with an annual fee of Rs. 500 and doesn’t offer any welcome bonus on joining as well as renewal. However, you can get your annual fee back in form of annual fee waiver for next year by spending Rs. 12,500 monthly on the card. Apart from it, you can earn reward points worth of upto Rs. 2,500 if you spend Rs. 16,700 or above monthly on the card.

Moreover, you can earn movie benefits of Rs. 500 each month, whenever you book two or more movie tickets at BookMyShow using your ICICI Coral Amex Card. You earn 50% more reward points on all of your online spendings.

Aside from the above benefits, you also get complimentary access to domestic airport lounges as well as Railway lounges each quarter.

ICICI Bank Coral VISA/Master Credit Card

ICICI Coral VISA/Master Credit Card comes with annual fee of Rs. 500, and have the exact benefits as the ICICI Coral American Express Card except the privileges offered by American Express. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Coral VISA/Master credit card, you don’t earn incremental reward points on your online spendings unlike Coral American Express Credit Card.

ICICI Bank Coral Contactless Credit Card

This card is a contactless credit card, which comes with annual fee of Rs. 500, and have the exact benefits as the other ICICI Coral Card. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Coral contactless credit card, you don’t earn incremental reward points on your online spendings unlike other Coral Credit Card.

ICICI Bank Ferrari Signature Credit Card

ICICI Coral VISA Credit Card comes with annual fee of Rs. 500, and have the exact benefits as the ICICI Ferrari Platinum Card except the privileges offered by American Express. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Coral VISA credit card, you earn incremental reward points on your online spendings unlike Ferrari Platinum Credit Card.

ICICI Bank Ferrari Platinum Credit Card

ICICI Coral VISA Credit Card comes with annual fee of Rs. 500, and have the exact benefits as the ICICI Ferrari Signature Card except the privileges offered by American Express. You can either choose VISA or Mastercard as your card network and avail the privileges as offered by the card network.

On Coral VISA credit card, you don’t earn incremental reward points on your online spendings unlike Ferrari Signature Credit Card.

Eligibility Criteria

  • The minimum age of an applicant should not be less than 21 years.
  • The maximum age of a salaried applicant should not be more than 60 years and must not be more than 65 years for self-employed applicant.
  • The minimum age of an add-on cardholder should not be less than 18 years.

Documentation

  • For Salaried:
    • Salary Slip / Certificates
    • Last 6 months' Bank Account Statement
    • KYC Documents
    • Form 16 / ITR
  • For Self-Employed:
    • Business Proof
    • Business Account and P&L Account Statement
    • Income Tax Returns
    • KYC Documents

ICICI Bank Credit Card Reward Points – Earn & Burn

Spends ICICI Bank Diamant Card ICICI Bank Ferrari Signature Card ICICI Bank Sapphiro Card ICICI Bank Rubyx Card ICICI BankCoral Card ICICI BankCoral American Express Card Jet Airways ICICI Bank Sapphiro Card Jet Airways ICICI Bank Rubyx Card Jet Airways ICICI Bank Coral Card ICICI Bank Unifare Delhi Metro Card ICICI Bank Unifare Bangalore Metro Card ICICI Bank Unifare Mumbai Metro Card ICICI Bank Coral Credit Card Against Fixed Deposit ICICI Bank Instant Platinum Credit Card ICICI Bank Instant Platinum Credit Card ICICI Bank NRI Coral Credit Card ICICI Bank Ferrari Platinum Credit Card ICICI Bank Expression Credit Card ICICI Bank HPCL Coral American Express Credit Card ICICI Bank HPCL Platinum Credit Card ICICI Bank Coral Contactless Credit Card ICICI Bank HPCL Coral VISA Contactless Credit Card ICICI Bank HPCL Coral VISA MasterCard Credit Card

Dining

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

10 Reward Points for every Rs. 100 spent dining during Weekdays.

3 Reward Points for every Rs. 100 spent during Weekends

5 Reward Points for every Rs. 100 spent dining during Weekdays.

2 Reward Points for every Rs. 100 spent during Weekends

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

4.5 Reward Points on each Rs. 100 spent at registered Restaurants (excluding Hotels)

2 Reward Points for every Rs. 100

4.5 Reward Points on each Rs. 100 spent at registered Restaurants (excluding Hotels)

3 Reward Points for every Rs. 100

3 Reward Points on each Rs. 100 spent at registered Restaurants (excluding Hotels)

3 Reward Points on each Rs. 100 spent at registered Restaurants (excluding Hotels)

2 Reward Points for every Rs. 100

5 Reward Points on every Rs. 100

10 Reward Points on each Rs. 100 spent via PayZapp/SmartBUY

4.5 Reward Points on each Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

Departmental Stores

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for

2 Reward Points for

2 Reward Points for

3 Reward Points for

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100 spent during Weekends

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

1 Reward Point on every Rs. 100

3 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

5 Reward Points on every Rs. 100

Grocery Stores

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100 spent during Weekends

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

5 Reward Points on every Rs. 100

10 Reward Points on each Rs. 100 spent

4.5 Reward Points on each Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

Travel

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

24 JPMiles on every Rs. 100 spent on flight bookings at Jetairways.com

18 JPMiles on every Rs. 100 spent on flight bookings at Jetairways.com

12 JPMiles on every Rs. 100 spent on flight bookings at Jetairways.com

6 JPMiles on every Rs. 100 spent on flight bookings at Jetairways.com

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward

2 Reward

5 Reward

3 Reward

2 Reward

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

5 Reward Points on every Rs. 100

Entertainment

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100 spent during Weekends

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

Utility Bill Payment

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100 spent during Weekends

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

5 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

Fuel

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Online Shopping

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

20 Reward Points for every Rs. 100 spent on Snapdeal.com

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100 spent during Weekends

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

4 Reward Points on each Rs. 100

3 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

5 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

Partners

3 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

6 Reward Points on each Rs. 100 spent during Weekends

3 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

5 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

4 Reward Points on every Rs. 100

International

6 Reward Points for every Rs. 100

4 Reward Points for every Rs. 100

8 JPMiles on every Rs. 100

6 JPMiles on every Rs. 100

4 JPMiles on every Rs. 100

2 JPMiles on every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

3 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

2 Reward Points for every Rs. 100

1 Reward Point on every Rs. 100

3 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

2 Reward Points on every Rs. 100

50 Reward Points on every Rs. 100

40 Reward Points on every Rs. 100

40 Reward Points on every Rs. 100

30 Reward Points on every Rs. 100

5 Reward Points on every Rs. 100

ICICI Bank Credit Card Bill Payment

ICICI Bank offers various methods to its credit cardholders to pay ICICI credit card bills on time. These methods include both online as well as offline methods. Here are the different ways to pay your ICICI Bank Credit Card Bills Online as well as Offline.

Paying ICICI Bank Credit Card Bill Online using ICICI Bank Netbanking Services.
  • Click here to go to the ICICI Bank Netbanking Services.
  • Select "Credit Card Payment" Option
  • Choose Credit Card Payment Type
  • Select an Account and Card Type
  • Select Any One Payment Option
  • Verify The Details You Have Entered
Paying ICICI Bank Credit Card Bill Online using Billdesk.
  • Click here to go the ICICI Bank Credit Card Payment Billdesk page.
  • Select the Bank from which You Want to Pay the Amount
  • Login to Your Selected Bank's Net Banking Account and Enter Payment Details.
  • Click on "Submit" Button
  • Message of Confirmation
Paying ICICI Bank Credit Card Bill Online using National Electronic Funds Transfer (NEFT).
  • Login to Your NetBanking Account and Go to "Funds Tranfer" Section
  • Add your ICICI Credit Card as a beneficiary in NEFT.
  • Go to "Funds Transfer" Tab
  • Select The Required Details
  • Click on "Continue" button
  • Click on "Confirm" button
Paying ICICI Bank Credit Card Bill Online using VISA Card Pay.
  • Go to "Payments/Transfer" Option
  • Add your ICICI VISA Credit Card as Beneficiary
  • Add Beneficiary Details
  • Approve Beneficiary
  • Select an Option Through Which You Want to Approve Beneficiary.
  • Enter OTP You Received on Registered Mobile Number.
  • Fill in the Details for Funds Transfer and click on "Confirm" button.
Paying ICICI Bank Credit Card Bill Online using Autopay.
  • Login to Your ICICI NetBanking Account and go to "Requests" section.
  • Select "Autopay Register" Option and enter card details.
  • Verify the card details
  • Receive confirmation.
Paying ICICI Bank Credit Card Bill Online using BHIM UPI App.
  • Register Yourself and Set BHIM SBI Pay Login Account. Click here to download ICICI BHIM Pay and install it on your device
  • Register Yourself and Set BHIM SBI Pay Login Account.
  • Create VPA and set UPI Pin
  • Transact Using Virtual Address and click on Pay by VPA.
  • Enter Account Number and IFSC Code, and click on Confirm.
  • Receive the confirmation message.
ICICI Credit Card Payment Through ATM Funds Transfer
  • Walk in to The Nearest ICICI Bank ATM.
  • Select Language of Your Preference and Enter ICICI Credit Card PIN.
  • Select Type of Payment and Credit Card
  • Enter Your ICICI Credit Card Number
  • Enter The Amount You Want to Pay
ICICI Credit Card Payment Over Cash Counter at ICICI Branch
  • Walk in to The Nearest Branch of ICICI Bank along with a pay slip.
  • Enter your credit card number in the place of account number and fill the other details.
  • Sign the slip and submit Filled Up Pay-in Slip to the Cashier.

ICICI Bank Credit Cards – Fees & Charges

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Finance Charges

3.49% per month

3.49% per month

1.99% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.25% per month

3.25% per month

2.95% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

Cash advance fee

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

 

 

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

Zero

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

Annual fee

Rs. 2,500

Rs. 1,000

Rs. 10,000

Rs. 2,500

Rs. 1,000

Rs. 500

 

 

Rs. 5,000

Nil

Nil

Nil

Nil

Nil

Nil

Rs. 500

Rs. 500

Rs. 500

Rs. 500

Rs. 500

Other Charges

Charges Amount

Foreign transaction fee

1.99% of the transaction amount in Indian Rupee

For Diamant


3.5% of the transaction amount in Indian Rupee

For Other ICICI Bank Credit Cards

Late Fee

Zero if due amount is less than Rs. 100

Rs. 100 if due amount is between Rs. 100 to Rs. 500.

Rs. 400 if due amount is between Rs. 501 to Rs. 5,000.

Rs. 500 if due amount is between Rs. 5,001 to Rs. 10,000.

Rs. 750 if due amount is above Rs. 10,000.

No Late Payment Charges applicable on ICICI Diamant Credit Card.

Minimum Payment

5% of the outstanding amount or min Rs. 200.

Over-limit fee

2.5% of the overlimit amount or Min Rs. 500.

No Over-limit Charges applicable on ICICI Diamant Credit Card.

Returned payment fee

2% of the payment amount or Min Rs. 450

EMI Conversion Charges

1% of the conversion amount

Min Rs. 250

Balance Transfer Charges

1% of the balance transfer amount or Min Rs. 250

How To Apply for ICICI Bank Credit Card?

  • Select an ICICI Bank Credit Card as per your preferences from above.
  • Click on "Apply Now" and fill the Online Application Form. You'll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Once the application form is submitted successfully, you will receive a confirmation from ICICI Bank.

Note: If your application got rejected, you would be able to apply after 3 months of your previous application.