How to Redeem HDFC Credit Card Reward Points

If you want to redeem your earned reward points on HDFC Credit Card, then you can consider the methods given below.

Part 1P1Check Your Reward Points in HDFC Credit Card

Have a look on your points, that how much reward points you have earned since date. You can do this by analyzing your HDFC Credit Card statement or through netbanking.

Part 2P2Redeeming Reward Points on HDFC Credit Card

Now all you need to is redeem the number of points you want to exchange for gift. You can do so either by making a redemption request through Post or through HDFC Credit Card Netbanking service.

Method 1M1HDFC Credit Card Reward Points Redemption Through Post

1
Download HDFC Points Redemption Form.

Click here to download HDFC Credit Card Points Redemption form and fill it with all required details like which product you want, quality, quantity and others.

2
Fill up the form correctly and Post the Form.

Post the form to the following address – Manager, HDFC Bank Cards Division, PO BOX #8654. Thiruvanmiyur PO Chennai – 600041.

Method 2M2HDFC Credit Card Reward Points Online Redemption Through NetBanking


This method is quite easy to use, safe and secure.

1
Login to Your HDFC NetBanking Account and Go to "Cards" section.

Login to your HDFC NetBanking account and go to "Cards" section on top of the screen.

2
Go to "Enquire" Section.

Go to "Enquire" section on left side of the screen and select "Redeem Reward Points" option from drop down.

3
Select HDFC Credit Card Number.

Select HDFC Credit Card number whose points you are willing to redeem and click on "Continue" button.

4
You'll be Redirected to HDFC Online Redemption Portal.

By pressing "Continue" button you will be directed to homepage of Online Redemption. On this page you can redeem your credit card reward points through the following ways.

  • Redemption against Cash: To redeem credit card reward points into cash you will have to enter your account details and number of points you want to get redeemed and that particular amount will be credit to your HDFC account.
  • Redemption against Pay + Point: It is applicable on selected fastrac items which you can find in products catalogue. In points + pay facility, you can pay half of the amount using points and rest by paying cash.
  • Redemption against Gifts: To redeem credit card reward points against cash, you need to follow the steps given ahead.

5
Select "Points Range" and "Item Category.

To view the catalogue you will have to select Points Range you want to spend and item category on which you want to spend your points.

6
Select the items against which you want to redeem the reward points.

Once the catalogue appears on your screen select the items from catalogue and add it to your shopping cart.

7
Go Through Terms and Conditions and click on "Redeem" Button.

Once you are done with selection of the items of your interest, go through the terms and conditions, check mark the box against it and click on "Redeem" button to confirm points redemption.

  • Before redeeming reward points if you think that you need to alter quantity of items you have selected then click on "View Shopping Cart" link and click on "Edit" to make modifications.
  • Kindly enter your accurate address as your package will be delivered only on the registered address.

8
Check the Redemption Order Number.

You will receive a redemption order number on screen and your registered mobile number.