HDFC Bank
Estimated Monthly Spendings

HDFC Bank AllMiles Credit Card

Annual Fee
1000

Rewards Rate
0.75

Intro Bonus Value
₹ 1250

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Bharat CashBack Credit Card

Annual Fee
500

Rewards Rate
0

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Diners Club Black Credit Card

Annual Fee
5000

Rewards Rate
3.33

Earn 5 Reward Points for every ₹150

Intro Bonus Value
₹ 20000

10,000 Welcome Bonus Reward Points and Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Diners Club Premium Credit Card

Annual Fee
2500

Rewards Rate
1.33

Intro Bonus Value
₹ 3750

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Diners Club Rewardz Credit Card

Annual Fee
1000

Rewards Rate
0.60

Intro Bonus Value
₹ 1300

1000 Welcome Bonus Reward Points and Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Doctors Superia Credit Card

Annual Fee
1000

Rewards Rate
0.50

Intro Bonus Value
₹ 1250

1000 Welcome Bonus Reward Points and Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Freedom Credit Card

Annual Fee
500

Rewards Rate
0

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card

Annual Fee
0

Annual Fee Waiver

Rewards Rate
2.25

Intro Bonus Value
₹ 750

Annual Rewards
₹ CALC
Apply Now

HDFC Bank MoneyBack Credit Card

Annual Fee
500

Annual Fee Waiver

Rewards Rate
0.27

Intro Bonus Value
₹ 500

Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Platinum Edge Credit Card

Annual Fee
500

Annual Fee Waiver

Rewards Rate
0.20

Intro Bonus Value
₹ 500

Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Platinum Plus Credit Card

Annual Fee
399

Rewards Rate
0.34

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Superia Credit Card

Annual Fee
1000

Annual Fee Waiver

Rewards Rate
0.60

Intro Bonus Value
₹ 1300

1000 Welcome Bonus Reward Points and Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Teachers Platinum Credit Card

Annual Fee
500

Annual Fee Waiver

Rewards Rate
0.60

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Visa Signature Credit Card

Annual Fee
0

Annual Fee Waiver

Rewards Rate
0.60

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank World MasterCard Credit Card

Annual Fee
0

Annual Fee Waiver

Rewards Rate
0.60

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Regalia Credit Card

Annual Fee
2500

Rewards Rate
2

Intro Bonus Value
₹ 1250

Annual Rewards
₹ CALC
Apply Now

Snapdeal HDFC Bank Credit Card

Annual Fee
500

Rewards Rate
0.60

Intro Bonus Value
₹ 1800

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Regalia First Credit Card

Annual Fee
1000

Rewards Rate
1.20

Intro Bonus Value
₹ 300

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Infinia Credit Card

Annual Fee
10000

Rewards Rate
5

Intro Bonus Value
₹ 10000

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Diners ClubMiles Credit Card

Annual Fee
1000

Rewards Rate
2

Intro Bonus Value
₹ 2500

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Business Corporate Regalia Credit Card

Annual Fee
0

Rewards Rate

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Business Corporate MoneyBack Credit Card

Annual Fee
0

Rewards Rate
0.40

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

HDFC Bank Corporate Premium Credit Card

Annual Fee
0

Rewards Rate
1.5

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now
SBI Credit Cards

HDFC Bank Credit Cards

Top Picks

Best For Card Name

Fuel

No particular card for fuel.

Travel

HDFC Bank Diners Club Black Credit Card

Family

HDFC Bank Freedom Credit Card

Premium

HDFC Bank Infinia Credit Card

Best HDFC Bank Lifestyle Card


  • Annual Fee: Rs. 10,000
  • Joining Fee: Rs. 10,000

Benefits

HDFC Infinia Credit Card is the leading premium card offered by HDFC Bank. It offers you exclusive premium benefits such as tee off golf games, access to premium international lounges as well as domestic lounges, low foreign currency markup, insurance cover on international travel, incremental rewards points with high reward value following dining discounts.

Against an annual fee of Rs. 10,000, you get 10,000 bonus points worth Rs. 10,000 alone at the start of the card membership year.


Drawbacks

The annual fee is steep, making the card useful only if you enjoy it's premium benefits.

No additional reward points on travel.


Bottom Line

Though the card is exclusive in terms of premium benefits, reward value and low interest rate, and return it's value even if you're not using the premium benefits at all; However, the very high eligibility criteria makes it inaccessible to most credit card users.


Best HDFC Bank Cards for Family


  • Annual Fee: Rs. 500
  • Joining Fee: Rs. 500

Benefits

HDFC Freedom is a reward card which comes with an annual fee of Rs. 500 and in return you get reward benefit of worth Rs. 75. However, you can get your annual fee waived off just by spending Rs. 5000 each month. In case your spend Rs. 7,500 or above each month, you will get additional benefit of gift voucher worth Rs. 1,000.

It gives reward value of Rs. 0.75 on Movies / Dining / Groceries / Railways & Taxis expenses and Rs. 1.5 value on PayZapp and SmartBUY transactions. Moreover, you earn reward value of Rs. 3.75 on all of your birthday related expenses.


Drawbacks

Though, the Freedom card is pretty good on reward benefits against a small annual fee of only Rs. 500. However, the incremental reward benefits are limited to an extent. The maximum reward benefits that can be earned against birthday related expense, is limited to Rs. 450 in a statement month. Similarly, the maximum reward benefits for other categories is limited to Rs. 225 only.


Bottom Line

The incremental reward points of 5X to 10X on dining, groceries, movies and railways/taxis, makes it the best contender for Family Card. Although, it have a limited reward value, but it still delivers reward benefits of more than what you have to pay for it. However, the applicable APR of 3.49% per month is something that you should consider before applying for the card.


Best HDFC Bank Cards for Travel


  • Annual Fee: Rs. 499
  • Joining Fee: Rs. 499

Benefits

HDFC Diners Club Black Credit Card is a travel credit card with exclusive benefits, making it an elite travel card the bank has to offer. On Diners Club Black Card, you get the highest reward value of up to 50 reward points on every Rs. 150 spend, especially on international and travel related transactions.

The benefits follows further with low currency markup, complimentary golf games, savings on dining, insurance covers for international travel as well as air accident, and unlimited free access to Diners Club lounges worldwide with low interest rate of 1.99% per month only.

Apart from these benefits, the card is able to return its value with bonus reward points offered at the start of card membership year alone.


Drawbacks

Though the card seems very high on benefits including high reward rate, the income criteria to own a Diners Club Black Card is very high with Rs. 1.75 Lacs per month for salaried and Rs. 21 Lacs per annum for self-employed.

No reward points on utility bills unlike SBI Card Prime.


Bottom Line

If you are a frequent travel, then HDFC Diners Club Black card is a best choice in the market including all the benefits and reward value. However, you must satisfy the income norms which are comparatively very high.

The standable competitor for it is Axis Bank Vistara Infinite Card, which gives you one way Business Class ticket on joining as well as renewal and 6 CV Points for each Rs. 200 spend; However, the Diners Club Black card is still ahead with tremendous reward value as compared to Axis Vistara Infinite Card which offers benefits limited to only regular Club Vistara user.


View Other Cards

HDFC Diners Club Rewardz Card

HDFC Diners Club Rewardz Card comes with an annual fee of Rs. 1,000 which you can get back easily by spending Rs. 10,000 only on the card. Apart from it, the card gives reward benefits of up to 30 Reward Points, especially against international, travel and online partners related expenses.

You get reward points worth Rs. 300 at the start of membership year along with 15% savings on dining and 0.50% savings on foreign currency markup. Click here for more details.

HDFC Diners Club Premium Card

You can own Diners Club Premium Card by paying an annual fee of Rs. 2500, which can be easily waived off by spending Rs. 25,000 monthly on the card. Moreover, you get bonus reward points worth Rs. 1250 at the start of the membership year.

The benefits continuous to follow up with upto 40 incremental reward points, complimentary access to Diners Club international and domestic lounges, low foreign conversion markup of only 2%, and air accident and medical cover. You can check the all the benefits and eligibility criteria here.

HDFC Diners ClubMiles Card

The Diners ClubMiles offers bonus reward points worth Rs. 500 in exchange of annual fee of Rs. 1,000. However, you can easily get your annual fee back by spending just Rs. 8,500 monthly on the card.

The card stands to be a straight competitor of it's own brother card, HDFC Diners Club Rewardz Card, since it offers upto 40 incremental reward points along with savings on dining, complimentary airport lounge access, and 1% saving on foreign currency markup charges. More to that, you also get air accident cover and international travel protection plan, which is not available on Diners Club Rewardz Card.

HDFC Business Corporate Regalia Card

HDFC Business Corporate Regalia Credit Card comes with zero annual fee charges; However, you must have a corporate relationship with HDFC Bank.

You get complimentary access to international premium lounges as well as domestic lounges. Moreover, you save 1% on foreign currency markup and air accident cover along with medical cover during international travel. Though, the reward program is not that effective unless you travel mostly Club Vistara flights since it comes with Club Vistara Silver Membership

HDFC Business Corporate MoneyBack Card

The Business Corporate MoneyBack by HDFC Bank is best suitable for corporates who travels frequently. It comes with zero annual charges and offers incremental reward value of Rs. 0.80 on online, dining and travel related expenses. Apart from the incremental reward benefit on travel, you also get complimentary domestic airport lounge access.

HDFC Bank Corporate Premium Card

HDFC Corporate Premium Card also comes with zero annual fee and is best suitable for corporates who travels frequently. You can earn a maximum reward points worth Rs. 3000 in a statement month, giving a maximum annual reward value of Rs. 36,000 if redeemed on hdfcbankcorporatecards.com against Corporate travel. Moreover, you get free access to premium lounges with complimentary Priority Pass Membership as well as domestic lounge access. You also save 1% on foreign currency markup as well as get air accident cover and travel cover during international travel.

The applicable APR is 2.95% per month, lowest as compared to all other corporate cards offered by HDFC Bank. This card is most beneficial if you are corporate traveller since you can easily redeem reward points against leading airlines and hotels partnered with HDFC Bank including British Airways Executive Club, Jet Airways, Krisflyer, Trident Hotels and Club Vistara.

HDFC Corporate World Mastercard

The Corporate World Mastercard is also a corporate travel card offered by HDFC Bank; However, the card is pretty average in terms of reward value since there's no additional benefit on travel expenses. The only travel related benefits you get on the card, is free access to international premium lounges with complimentary Priority Pass and complimentary access to domestic airport lounges. And, air accident and travel cover during international travel.

HDFC Corporate VISA Signature Card

The Corporate VISA Signature Credit Card by HDFC Bank is similar to HDFC Corporate World Mastercard. This card only make sense if you prefer VISA privileges over Mastercard, otherwise it's no different than that.

HDFC Corporate Platinum Card

The Corporate Platinum Card by HDFC Bank comes with zero annual fee and is best suitable for corporates traveller. The card offers a maximum reward points worth Rs. 1,800 in a statement month, giving a maximum annual reward value of Rs. 21,600 if you redeem the points on hdfcbankcorporatecards.com against Corporate travel bookings at partner airlines. Additionally, you get free access to premium lounges with complimentary Priority Pass Membership as well as domestic lounge access. You also save 1% on foreign currency markup as well as get air accident cover and travel cover during international travel.

The applicable APR is 2.95% per month, lowest as compared to all other corporate cards offered by HDFC Bank. Since HDFC have partnered with leading airlines across the world including Jet Airways, Emirates, British Airways, American Airlines and Air India, it is easier to go places using this card.

HDFC Business MoneyBack Card

The Business MoneyBack Card is one of the three business cards by HDFC Bank which offers rewards as well as cashback benefits to Business Individuals. The card comes with Rs. 500 annual charges which can be waived off by spending Rs. 4,200 per month on the card. Moreover, if you spend Rs. 15,000 a month or more on the card, you get the additional benefit of reward points worth Rs. 500 at the end of card membership year.

The card offers 10X incremental reward program under which you can earn a maximum reward value of Rs. 500 in a statement month with partner brands and up to Rs. 5,000 reward value on SmartBUY transactions.

Apart from it, you also get 2X incremental reward benefits on Air / Travel / Hotel / Restaurant and online transactions as well as maximum cashback benefit of Rs. 250 in a statement month against transactions related to Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi Bookings.

HDFC Business Regalia First Card

The Business Regalia First Card is the second business card by HDFC Bank which offers both the benefits, rewards as well as cashback. The card comes with an annual fee of Rs. 1,000 which can easily waived off on spending Rs. 8,400 or above per month. Additionally, you can earn reward benefit of up to Rs. 2,250 if your each month's spending is as high as Rs. 50,000.

The card is good on reward benefits, giving value of maximum Rs. 1,500 on select merchants and maximum Rs. 7,500 on SmartBUY, under 10X program.

As for the cashback benefits, you can earn a maximum cashback of Rs. 500 on select travel categories, which isn't hard if you travel a lot due to business purposes. Moreover, you get access to premium international lounges as well as domestic lounges along with international travel cover with 1% saving on currency conversion markup.

HDFC Business Regalia Card

The Business Regalia Card is an exclusive business credit card HDFC has to offer. It comes with annual fee of Rs. 2,500 which can be waived off if you spend Rs. 25,000 or more per month. Moreover, you can earn additional reward benefits of up to Rs. 7,500 if your each month spending is as high as Rs. 66,700. The card becomes more fruitful if you are a regular club vistara traveller since it comes with complimentary Club Vistara Silver Membership.

The card offers reward value of Rs. 20 on each eligible transaction against select merchants. Apart from it, you can additionally earn cashback benefit of Rs. 500 per month if your monthly spending on select categories is Rs. 20,000 or above.

Aside from the above benefits and cashback, you get access to premium international lounges as well as domestic lounges along with international travel cover with 1% saving on currency conversion markup.

HDFC Solitaire Card

HDFC Solitaire Card is a specific credit card offered by HDFC Bank for female credit card users. The card comes with annual fee of Rs. 1,000 which can be earned back in form of Rs. 1,000 shopping voucher if you spend Rs. 76,000 or more within each 6 months period.

You can also earn 50% more reward value on Dining and Grocery expenses. Moreover, you can redeem your reward points against JPMiles and KrisFlyer Miles.

HDFC Bharat CashBack Card

As known from its name, HDFC Bharat CashBack Card is a cash back credit card that comes with annual fee of Rs. 500, which can be waived off on spending Rs. 1700 each month on the card.

The card offers a maximum cashback value of Rs. 150 each month against Railway booking, Fuel Spend, Bill Pay and Recharges combined. Moreover, it also gives a maximum cashback value of Rs. 150 per month on EasyEMI, PayZapp and SmartBUY transactions combined.

HDFC Bharat Card

Bharat Card is another cashback card HDFC has to offer. It comes with Rs. 500 annual fee, but doesn't have any welcome bonus benefit in return. However, you can earn back your annual fee by spending Rs. 1700 a month on the card.

The only difference between Bharat Card and Bharat Cashback card is that you also earn cashback against your grocery expenses on Bharat Credit Card. The maximum cashback value of Rs. 150 can be earned each month against expenses on Railway booking, Fuel Spend, Grocery Bill Pay and Recharges combined. Similarly, you can earn a maximum cashback of Rs. 150 on EasyEMI, PayZapp and SmartBUY transactions combined.

HDFC MoneyBack Card

HDFC MoneyBack Credit Card is a reward card which comes with Rs. 500 annual charges and offers reward benefits worth Rs. 100 on joining as well as renewal. As for the reward benefits, the card offers reward value of Rs. 0.80 on online expenses and Rs. 0.40 on others.

The card seems to be beneficial only if you are spending Rs. 50,000 in a calendar quarter and you'll get a gift voucher worth Rs. 500 in return. Otherwise, you would be losing Rs. 400 every year.

Eligibility Criteria

  • The minimum age of an applicant should not be less than 21 years.
  • The maximum age of a salaried applicant should not be more than 60 years and must not be more than 65 years for self-employed applicant.
  • The minimum age of an add-on cardholder should not be less than 18 years.

Documentation

  • For Salaried:
    • Salary Slip / Certificates
    • Last 6 months' Bank Account Statement
    • KYC Documents
    • Form 16 / ITR
  • For Self-Employed:
    • Business Proof
    • Business Account and P&L Account Statement
    • Income Tax Returns
    • KYC Documents

HDFC Bank Credit Card Reward Points – Earn & Burn

Spends HDFC Regalia Card HDFC Regalia First Card JetPrivilege HDFC Diners Club Card JetPrivilege HDFC Signature / World Card JetPrivilege HDFC Platinum Card JetPrivilege HDFC Select / Titanium Card HDFC Platinum Times Card HDFC Titanium Times Card Snapdeal HDFC Card Maruti Suzuki NEXA HDFC AllMiles Card HDFC Doctors Superia Card HDFC Teachers Platinum Card HDFC Superia Card HDFC AllMiles Card HDFC Platinum Edge Card HDFC Titanium Edge Card HDFC MoneyBack Card HDFC Freedom Card HDFC Solitaire Card HDFC VISA Signature Card HDFC World Mastercard HDFC Platinum Plus Card HDFC Diners Club Black Card HDFC Diners ClubMiles Card HDFC Diners Club Premium Card HDFC Diners Club Rewardz Card HDFC Infinia Card HDFC Business Regalia Card HDFC Business Regalia First Card HDFC Business MoneyBack Card HDFC Corporate Platinum Card HDFC Corporate VISA Signature Card HDFC Corporate World Mastercard HDFC Corporate Premium Card HDFC Business Corporate MoneyBack Card HDFC Business Corporate Regalia Card

Dining

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

10 Reward Points for every Rs. 150 spent dining during Weekdays.

3 Reward Points for every Rs. 150 spent during Weekends

5 Reward Points for every Rs. 150 spent dining during Weekdays.

2 Reward Points for every Rs. 150 spent during Weekends

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

4.5 Reward Points on each Rs. 150 spent at registered Restaurants (excluding Hotels)

2 Reward Points for every Rs. 150

4.5 Reward Points on each Rs. 150 spent at registered Restaurants (excluding Hotels)

3 Reward Points for every Rs. 150

3 Reward Points on each Rs. 150 spent at registered Restaurants (excluding Hotels)

3 Reward Points on each Rs. 150 spent at registered Restaurants (excluding Hotels)

2 Reward Points for every Rs. 150

5 Reward Points on every Rs. 150

10 Reward Points on each Rs. 150 spent via PayZapp/SmartBUY

4.5 Reward Points on each Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points on every Rs. 150

10 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

5 Reward Points for every Rs. 150

4 reward points for every Rs.150

Departmental Stores

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for

2 Reward Points for

2 Reward Points for

3 Reward Points for

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

1 Reward Point on every Rs. 150

3 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 Reward Points for

5 reward points for every Rs. 150

2 reward points for every Rs.150

4 reward points for every Rs.150

Grocery Stores

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

5 Reward Points on every Rs. 150

10 Reward Points on each Rs. 150 spent via PayZapp/SmartBUY

4.5 Reward Points on each Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward

5 Reward

4 Reward

4 Reward

2 Reward

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

2 reward points for every Rs.150

4 reward points for every Rs.150

Travel

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

24 JPMiles on every Rs. 150 spent on flight bookings at Jetairways.com

18 JPMiles on every Rs. 150 spent on flight bookings at Jetairways.com

12 JPMiles on every Rs. 150 spent on flight bookings at Jetairways.com

6 JPMiles on every Rs. 150 spent on flight bookings at Jetairways.com

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward

2 Reward

5 Reward

3 Reward

2 Reward

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points on every Rs. 150

10 Reward Points on every Rs. 150 spent on Airvistara.com for flight bookings and hdfcbankinfinia.com

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

5 Reward Points for every Rs. 150

4 reward points for every Rs.150

Entertainment

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

5 Reward Points on every Rs. 150 spent on Movies

10 Reward Points on each Rs. 150 spent via PayZapp/SmartBUY

3 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points on every Rs. 150

10 Reward Points on every Rs. 150 spent for recharges on hdfcbankinfinia.com

5 Reward Points on every Rs. 150 on other transactions

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

2 reward points for every Rs.150

4 reward points for every Rs.150

Utility Bill Payment

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

1 Reward Point on every Rs. 150

10 Reward Points on each Rs. 150 spent via PayZapp

3 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

2 reward points for every Rs.150

4 reward points for every Rs.150

Fuel

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Online Shopping

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

20 Reward Points for every Rs. 150 spent on Snapdeal.com

6 Reward Points on every Rs. 150 spent in MyNexa section post login at Nexaexperience.com

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent on AllMiles website.

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

4 Reward Points on each Rs. 150

1 Reward Point on every Rs. 150

10 Reward Points on each Rs. 150 spent via PayZapp/SmartBUY

3 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

50 Reward Points on every Rs. 150 spent at SmartBuy and Online Brands

40 Reward Points on every Rs. 150 spent at SmartBuy and Online Brands

40 Reward Points on every Rs. 150 spent at SmartBuy and Online Brands

30 Reward Points on every Rs. 150 spent at SmartBuy and Online Brands

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

3 Reward Points for every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

5 Reward Points for every Rs. 150

4 reward points for every Rs.150

Partners

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

1 Reward Point on every Rs. 150

3 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

25 Reward Points on every Rs. 150

20 Reward Points on every Rs. 150

20 Reward Points on every Rs. 150

15 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

40 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

2 reward points for every Rs.150

4 reward points for every Rs.150

International

4 Reward Points for every Rs. 150

4 Reward Points for every Rs. 150

8 JPMiles on every Rs. 150

6 JPMiles on every Rs. 150

4 JPMiles on every Rs. 150

2 JPMiles on every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

6 Reward Points on each Rs. 150 spent during Weekends

3 Reward Points for every Rs. 150

3 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

2 Reward Points for every Rs. 150

1 Reward Point on every Rs. 150

3 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

50 Reward Points on every Rs. 150

40 Reward Points on every Rs. 150

40 Reward Points on every Rs. 150

30 Reward Points on every Rs. 150

5 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

4 Reward Points on every Rs. 150

2 Reward Points on every Rs. 150

3 Reward Points on every Rs. 150

2 reward points for every Rs. 150

2 reward points for every Rs.150

5 reward points for every Rs. 150

2 reward points for every Rs.150

4 reward points for every Rs.150

HDFC Bank Credit Card Bill Payment

HDFC Bank offers various methods to its credit cardholders to pay hdfc credit card bills on time. These methods include both online as well as offline methods. Here are the different ways to pay your HDFC Bank Credit Card Bills Online as well as Offline.

Paying HDFC Bank Credit Card Bill Online using HDFC Bank Netbanking Services.
  • Click here to go to the HDFC Bank Netbanking Services.
  • Select "Credit Card Payment" Option
  • Choose Credit Card Payment Type
  • Select an Account and Card Type
  • Select Any One Payment Option
  • Verify The Details You Have Entered
Paying HDFC Bank Credit Card Bill Online using Billdesk.
  • Click here to go the HDFC Bank Credit Card Payment Billdesk page.
  • Select the Bank from which You Want to Pay the Amount
  • Login to Your Selected Bank's Net Banking Account and Enter Payment Details.
  • Click on "Submit" Button
  • Message of Confirmation
Paying HDFC Bank Credit Card Bill Online using National Electronic Funds Transfer (NEFT).
  • Login to Your NetBanking Account and Go to "Funds Tranfer" Section
  • Add your HDFC Credit Card as a beneficiary in NEFT.
  • Go to "Funds Transfer" Tab
  • Select The Required Details
  • Click on "Continue" button
  • Click on "Confirm" button
Paying HDFC Bank Credit Card Bill Online using VISA Card Pay.
  • Go to "Payments/Transfer" Option
  • Add your HDFC VISA Credit Card as Beneficiary
  • Add Beneficiary Details
  • Approve Beneficiary
  • Select an Option Through Which You Want to Approve Beneficiary.
  • Enter OTP You Received on Registered Mobile Number.
  • Fill in the Details for Funds Transfer and click on "Confirm" button.
Paying HDFC Bank Credit Card Bill Online using Autopay.
  • Login to Your HDFC NetBanking Account and go to "Requests" section.
  • Select "Autopay Register" Option and enter card details.
  • Verify the card details
  • Receive confirmation.
Paying HDFC Bank Credit Card Bill Online using BHIM UPI App.
  • Register Yourself and Set BHIM SBI Pay Login Account. Click here to download HDFC BHIM Pay and install it on your device
  • Register Yourself and Set BHIM SBI Pay Login Account.
  • Create VPA and set UPI Pin
  • Transact Using Virtual Address and click on Pay by VPA.
  • Enter Account Number and IFSC Code, and click on Confirm.
  • Receive the confirmation message.
HDFC Credit Card Payment Through ATM Funds Transfer
  • Walk in to The Nearest HDFC Bank ATM.
  • Select Language of Your Preference and Enter HDFC Credit Card PIN.
  • Select Type of Payment and Credit Card
  • Enter Your HDFC Credit Card Number
  • Enter The Amount You Want to Pay
HDFC Credit Card Payment Over Cash Counter at HDFC Branch
  • Walk in to The Nearest Branch of HDFC Bank along with a pay slip.
  • Enter your credit card number in the place of account number and fill the other details.
  • Sign the slip and submit Filled Up Pay-in Slip to the Cashier.

HDFC Bank Credit Cards – Fees & Charges

HDFC Regalia Card HDFC Regalia First Card JetPrivilege HDFC Diners Club Card JetPrivilege HDFC Signature / World Card JetPrivilege HDFC Platinum Card JetPrivilege HDFC Select / Titanium Card HDFC Platinum Times Card HDFC Titanium Times Card Snapdeal HDFC Card Maruti Suzuki NEXA HDFC AllMiles Card HDFC Doctors Superia Card HDFC Teachers Platinum Card HDFC Superia Card HDFC AllMiles Card HDFC Platinum Edge Card HDFC Titanium Edge Card HDFC MoneyBack Card HDFC Freedom Card HDFC Solitaire Card HDFC VISA Signature Card HDFC World Mastercard HDFC Platinum Plus Card HDFC Diners Club Black Card HDFC Diners ClubMiles Card HDFC Diners Club Premium Card HDFC Diners Club Rewardz Card HDFC Infinia Card HDFC Business Regalia Card HDFC Business Regalia First Card HDFC Business MoneyBack Card HDFC Corporate Platinum Card HDFC Corporate VISA Signature Card HDFC Corporate World Mastercard HDFC Corporate Premium Card HDFC Business Corporate MoneyBack Card HDFC Business Corporate Regalia Card HDFC Bharat CashBack Card HDFC Bharat Card HDFC Business Bharat Card HDFC Business Freedom Card

Finance Charges

3.49% per month

3.49% per month

1.99% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

 

 

1.99% per month

3.49% per month

3.49% per month

3.49% per month

1.99% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.25% per month

3.25% per month

2.95% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

3.49% per month

Cash advance fee

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

 

 

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

Zero

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

2.5% of the cash amount Min Rs. 500

Annual fee

Rs. 2,500

Rs. 1,000

Rs. 10,000

Rs. 2,500

Rs. 1,000

Rs. 500

Rs. 1,000

Rs. 500

Rs. 500

Rs. 1,000

Rs. 1,000

Rs. 500

Rs. 1,000

Rs. 500

Rs. 500

Rs. 500

Rs. 1,000

 

 

Rs. 5,000

Rs. 1,000

Rs. 2,500

Rs. 1,000

Rs. 10,000

Rs. 2,500

Rs. 1,000

Rs. 500

Nil

Nil

Nil

Nil

Nil

Nil

Rs. 500

Rs. 500

Rs. 500

Other Charges

Charges Amount

Foreign transaction fee

1.99% of the transaction amount in Indian Rupee

For Infinia, Diners Black


3.5% of the transaction amount in Indian Rupee

For Other HDFC Bank Credit Cards

Late Fee

Zero if due amount is less than Rs. 100

Rs. 100 if due amount is between Rs. 100 to Rs. 500.

Rs. 400 if due amount is between Rs. 501 to Rs. 5,000.

Rs. 500 if due amount is between Rs. 5,001 to Rs. 10,000.

Rs. 750 if due amount is above Rs. 10,000.

No Late Payment Charges applicable on HDFC Infinia Credit Card.

Minimum Payment

5% of the outstanding amount or min Rs. 200.

Over-limit fee

2.5% of the overlimit amount or Min Rs. 500.

No Over-limit Charges applicable on HDFC Infinia Credit Card.

Returned payment fee

2% of the payment amount or Min Rs. 450

EMI Conversion Charges

1% of the conversion amount

Min Rs. 250

Balance Transfer Charges

1% of the balance transfer amount or Min Rs. 250

How To Apply for HDFC Bank Credit Card?

  • Select an HDFC Bank Credit Card as per your preferences from above.
  • Click on "Apply Now" and fill the Online Application Form. You'll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Once the application form is submitted successfully, you will receive a confirmation from HDFC Bank.

Note: If your application got rejected, you would be able to apply after 3 months of your previous application.