Federal Bank SBI Platinum Credit Card
Card details
Earn 10 Reward Points on all Dining, Grocery, Departmental and International spends, limited to a maximum of 40,000 Reward Points in the 5X category in a year.
Earn 2 Reward points for every ₹100 spent on all other categories.
Get a complimentary membership to the Priority Pass program worth US$99. A usage fee of only US$27 will be charged to your SBI Platinum Card, every time you visit an airport lounge.
Enjoy complimentary lounge access to airport lounges in India and abroad through Visa Airport Lounge Access program.
Get vouchers worth ₹3,000 as a renewal gift on reaching the spend of ₹2 Lacs in the previous year. The voucher can be redeemed against any of SBI partner brands - Yatra, Hush Puppies/Bata, Marks & Spencer, Pantaloons, Shoppers Stop.
Enjoy access to more than 300 golf courses across the world and get 30% discount on the green fee.
Save 1% fuel surcharge on every transaction of ₹500 to ₹4,000, maximum surcharge waiver of ₹250 can be availed per statement cycle.
Get 24x7 helpline for emergency card replacement even while travelling abroad.
Get an e-Gift Voucher worth ₹3,000 from any of the following brands: Yatra ,Hush Puppies/Bata, Marks & Spencer, Pantaloons, Shoppers Stop on reaching the annual spending of ₹4 Lacs and ₹5 Lacs, each.
Fee Details
- Annual Fees : ₹2,999
- Cash Withdrawal : 2.5% of the withdrawal amount or min ₹300
- Late Payment Fee : Zero to ₹750, depending upon the due payment
- Minimum Payment Calculation
- APR (EAPR) : 40.2%
Joining Perks
Get a welcome e-Gift Voucher worth ₹3,000 from any of the following brands: Yatra, Hush Puppies /Bata, Marks & Spencer, Pantaloons, Shoppers Stop. The e- Gift Voucher code will be sent to your registered mobile number in 7 working days of receipt of request on a best effort basis.
Pros
-
Fuel Surcharge Waiver
-
Golf Privileges
-
Internationally Accepted
-
Complimentary Lounge Access
-
Joining Benefits
-
Annual Fee Waiver
-
Milestone Rewards
-
Cons
-
No Reward Points on Fuel Purchase
-
Card Replacement Fee Applicable
-
Total Rewards (Spending 30000 per month)
- Renewal Reward Rs. 5000
- Renewal Fee Rs 40000
- Value of Points Earned 8000
- Annual Rewards 11000
Priviliges
2 Free movie tickets each month
Lounge Access
Eligibility
Applicant should be an Individuals between the age of 21 to 60 years.
Add-on card holder should be above the age of 18 year.
Applicant should be a resident Indian, earning Net Monthly Income of minimum ₹20,000.
Rewards
- Get 3% cash back at leading fuel stations across india exclusively with your AMEX card.
- Enjoy upto 20% off every time you dine at select restaurant partners.
- Enjoy 33% off every time on purchase of Rs 5000 or more at paisa.com
Intro Bonus Awards
- Get 3% cash back at leading fuel stations across india exclusively with your AMEX card.
- Enjoy upto 20% off every time you dine at select restaurant partners.
- Enjoy 33% off every time on purchase of Rs 5000 or more at paisa.com
Intro Bonus Awards
- Earn 1% cash back on all your purchases.
- Pay on time to boost your cash back to a total of 1.25% for that month.
- There's no limit to the amount of cash back you can earn, and rewards don't expire.
- Get access to a higher credit line after making your first 5 monthly payments on time.
- Pay no annual or foreign transaction fees.
- Fraud coverage if your card is lost or stolen
- Pick the monthly due date that works best for you.
Alok Mehta
Thu Aug 24 2017 07:23:14 GMT+0000 (UTC) a year ago
I have been using this credit card for more than 2 years now. The card has all the features and benefits that a good credit card should possess. Worldwide Cash Access, E-statements, SMS alerts, Easy Bill Payments, Flexipay, balance transfer are some of its best features. These are just few of them, there are more making it a must have. In case, you have any doubt related to the card, you can approach their customer support team and your query will be resolved then and there.
Alisha Jindal
Thu Aug 24 2017 07:28:06 GMT+0000 (UTC) a year ago
The reason I gave this card 5 rating because I didn't find anything wrong with this card. The joining fee and the annual fee are high and can be revised. But, other than that, the card is just perfect and certainly does come handy.
Aparna Gaur
Thu Aug 24 2017 07:33:43 GMT+0000 (UTC) a year ago
I have Federal Bank SBI Platinum Credit Card for more than two years. The card aptly satisfies my needs and requirements. The maximum credit limit of Rs. 5,00,000 is good, joining gift voucher, reward points, special offers, milestone rewards, fuel surcharge waiver are some of its pros. You can make both online and offline payments for your credit card. If you are looking to have additional information about any product or service of the bank, you can always contact the bank's customer support team and they will be quite happy to assist you with your queries.