Axis Bank
Estimated Monthly Spendings

Axis Bank Select Credit Card

Annual Fee
3000

Rewards Rate
1

Intro Bonus Value
₹ 1050

Annual Rewards
₹ CALC
Apply Now

Axis Bank Buzz Credit Card

Annual Fee
750

Rewards Rate
0.20

Intro Bonus Value
₹ 1000

Annual Rewards
₹ CALC
Apply Now

Axis Bank Vistara Infinite Credit Card

Annual Fee
10000

Rewards Rate
1.80

Intro Bonus Value

Annual Rewards
₹ CALC
Apply Now

Axis Bank Vistara Signature Credit Card

Annual Fee
3000

Rewards Rate
1.20

Intro Bonus Value

Annual Rewards
₹ CALC
Apply Now

Axis Bank Vistara Credit Card

Annual Fee
1500

Rewards Rate
0.60

Intro Bonus Value

Annual Rewards
₹ CALC
Apply Now

Axis Bank Privilege Credit Card

Annual Fee
1500

Rewards Rate
1

Intro Bonus Value
₹ 5000

Annual Rewards
₹ CALC
Apply Now

Axis Bank My Zone Credit Card

Annual Fee
500

Rewards Rate
0.40

Intro Bonus Value
₹ 520

Annual Rewards
₹ CALC
Apply Now

Axis Bank Neo Credit Card

Annual Fee
250

Rewards Rate
0.20

Intro Bonus Value
₹ 950

Annual Rewards
₹ CALC
Apply Now

Axis Bank Miles & More World Credit Card

Annual Fee
3500

Rewards Rate
0.40

Intro Bonus Value
₹ 1000

Annual Rewards
₹ CALC
Apply Now

Axis Bank Miles & More World Select Credit Card

Annual Fee
3500

Rewards Rate
0.40

Intro Bonus Value
₹ 1000

Annual Rewards
₹ CALC
Apply Now

Axis Bank Pride Platinum Credit Card

Annual Fee
250

Zero for First Year

Rewards Rate
0.40

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

Axis Bank Pride Signature Credit Card

Annual Fee
500

Zero for First Year

Rewards Rate
0.80

Intro Bonus Value
₹ 0

Annual Rewards
₹ CALC
Apply Now

Axis Bank Insta Easy Credit Card

Annual Fee
0

₹500 for First Year

Rewards Rate
0.60

Intro Bonus Value
₹ 20

Annual Rewards
₹ CALC
Apply Now

Axis Signature Credit Card

Annual Fee
3000

₹5000 for First Year

Rewards Rate
2

Intro Bonus Value
₹ 1220

Satya Paula Gift Voucher and 100 eDGe Loyalty Points

Annual Rewards
₹ CALC
Apply Now

Axis Bank Platinum Credit Card

Annual Fee
200

Rs. 500 for First Year

Rewards Rate
0.60

Intro Bonus Value
₹ 520

Annual Rewards
₹ CALC
Apply Now

Axis Bank MY Wings Credit Card

Annual Fee
500

₹1,200 for First Year

Rewards Rate
0.80

Intro Bonus Value
₹ 20

Annual Rewards
₹ CALC
Apply Now

Axis Bank MY Choice Credit Card

Annual Fee
250

Rewards Rate
0.40

Intro Bonus Value
₹ 20

Annual Rewards
₹ CALC
Apply Now

Axis Bank Titanium Smart Traveler Credit Card

Annual Fee
100

₹250 for First Year

Rewards Rate
0.20

Intro Bonus Value
₹ 250

Conditional Joining Fee Waiver

Annual Rewards
₹ CALC
Apply Now

Axis Bank Credit Cards

Top Picks

Best For Card Name

Fuel

No particular card for fuel.

Travel

Axis Bank Vistara Infinite Card

Premium

Axis Bank Reserve Card

Best Axis Bank Credit Card for Travel


  • Annual Fee: Rs. 10,000
  • Joining Fee: Rs. 10,000

Benefits

Axis Bank Vistara Infinite Card comes with one way base fare waived Business class flight ticket at the start of the card membership year. Moreover, you get 6 Club Vistara (CV) Points on each retail transaction. Additionally, you get discount on dining expenses and complimentary access to domestic airport lounges along with free golf privileges and accidental insurance protection.


Drawbacks

The card comes with annual fee equal to Rs. 10,000, which is quite high.


Bottom Line

This card mostly gives benefits and is best suitable if you travel via Air Vistara flights since it offers CV points against each eligible transaction. And, comes with 35.4% APR.


Best Axis Bank Premium Credit Card


  • Annual Fee: Rs. 30,000
  • Joining Fee: Rs. 30,000

Benefits

This card comes with multiple luxury benefits such as complimentary chauffeur to premium hotels and club marriott membership along with free lifestyle vouchers. Moreover, you get 50% discount on movies, 2x incremental reward value on international transactions, free golf rounds and insurance protection plans.


Drawbacks

The card comes with annual fee equal to Rs. 30,000, which is quite high.


Bottom Line

The card offers exclusive premium benefits. However, the annual charges are quite high along with high APR of 35.4% which seems quite high being a premium card.


Eligibility Criteria

  • Minimum age of the applicant should be 18 Years at the time of credit card application.
  • Maximum age of the an eligible applicant can be 70 Years.
  • Minimum age of the add-on cardholder should be 15 Years or above for all axis credit cards except Signature Card.
  • Minimum age of the add-on cardholder for Signature card, Pride Signature card is 18 years.
  • Minimum income for Axis Signature Card is Rs. 9 Lacs required and must be an Indian Resident.
  • To own Axis Bank Insta Easy Card, you must have a Fixed Deposit of minimum Rs. 20,000 with the bank, where the deposit can't be either a Tax Saver FDs, Flexi-Deposits (Auto-sweep Fixed Deposits) or a Fixed Deposits in the name of HUF/society/trust/companies.
  • Maximum amount for the Fixed Deposit can be Rs. 25 Lacs.
  • To own Axis Bank Pride Signature Card, applicant must be an Indian Defense Personnel.

Documentation

    • PAN card photocopy or Form 60
    • Colour photographs
    • Latest payslip/Form 16/IT return copy as proof of income
    • KYC Documents
  • In case of Indian Defense Personnel
    • An ID card allowed from Indian Defense must be required.

Axis Bank Credit Card Reward Points – Earn & Burn

Spends Buzz Card MY Zone Card Neo Card Instant Neo Card Vistara Card Vistara Signature Card Vistara Infinite Card Privilege Card Miles and More World Card Miles and More World Select Card Reserve Card Select Card Pride Platinum Card Pride Signature Card Insta Easy Card MY Choice Card MY Wings Card Platinum Card Signature Card Titanium Smart Traveler Card

Dining

2 eDGE Loyalty Points on each Rs.200

40 eDGE Loyalty points on each Rs. 200 spent during Weekends

4 eDGE Loyalty points on each Rs. 200 on Weekdays

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 2 eDGE Loyalty Points on each Rs.200

Departmental Stores

2 eDGE Loyalty Points on each Rs.200

20 eDGE Loyalty points on each Rs. 200 spent during Weekends

4 eDGE Loyalty points on each Rs. 200 on Weekdays

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 20 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 2 eDGE Loyalty Points on each Rs.200

Grocery Stores

2 eDGE Loyalty Points on each Rs.200

20 eDGE Loyalty points on each Rs. 200 spent during Weekends

4 eDGE Loyalty points on each Rs. 200 on Weekdays

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 20 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 2 eDGE Loyalty Points on each Rs.200

Travel

2 eDGE Loyalty Points on each Rs.200

4 eDGE Loyalty points on each Rs. 200

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200

Entertainment

2 eDGE Loyalty Points on each Rs.200

4 eDGE Loyalty points on each Rs. 200

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

20 Miles on each Rs.200 on movies 20 Miles on each Rs.200 on movies 10 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 except movies 10 eDGE Loyalty Points on each Rs.200 except movies 2 eDGE Loyalty Points on each Rs.200 except movies

Utility Bill Payment

2 eDGE Loyalty Points on each Rs.200

4 eDGE Loyalty points on each Rs. 200

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 2 eDGE Loyalty Points on each Rs.200

Fuel

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil

Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil Nil

Online Shopping

6 eDGE Loyalty Points on each Rs.200 except online travel spend

20 eDGE Loyalty points on each Rs. 200 spent during Weekends

4 eDGE Loyalty points on each Rs. 200 on Weekdays

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 2 eDGE Loyalty Points on each Rs.200

Partners

2 eDGE Loyalty Points on each Rs.200

4 eDGE Loyalty points on each Rs. 200

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 10 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 6 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 2 eDGE Loyalty Points on each Rs.200

International

2 eDGE Loyalty Points on each Rs.200

4 eDGE Loyalty points on each Rs. 200

2 eDGE Loyalty Points on each Rs.200

8 eDGE Loyalty Points on each Rs.200

2 CV Points on each Rs.200

4 CV Points on each Rs.200

6 CV Points on each Rs.200

10 eDGE Loyalty Points on each Rs.200

4 Miles on each Rs.200 6 Miles on each Rs.200 20 eDGE Loyalty Points on each Rs.200 10 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 8 eDGE Loyalty Points on each Rs.200 12 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 4 eDGE Loyalty Points on each Rs.200 12 eDGE Loyalty Points on each Rs.200 except movie and fuel 20 eDGE Loyalty Points on each Rs.200 except movie and fuel 8 eDGE Loyalty Points on each Rs.200

Axis Bank Credit Card Bill Payment

Axis Bank offers mutiple methods to axis credit cardholders to pay Axis Bank credit card bills on time including both online as well as offline methods. Here are the different ways to pay your axis bank credit card bills.

Axis Bank Credit Card Bill Payment through Axis Bank Netbanking
  • Login to your Axis Bank Netbanking
  • Check your outstanding balance
  • Select the Credit Card number for which you want to make the payments.
  • Select the account and enter the amount
  • Click on "Submit" button
Axis Bank Credit Card Bill Payment through IMPS
  • Login your Other Bank's Internet Banking Account
  • Go to the "IMPS" option under "Fund Transfer"
  • Add your credit card as beneficiary and enter the beneficiary information such as beneficiary name, your 16-digit axis bank credit card number and bank name etc.
  • Now go back to IMPS and select your axis bank credit card from the beneficiary list.
  • Enter the amount you want to pay.
  • Click on "Submit" and receive the acknowledgement.
Axis Bank Credit Card Bill Payment through Billdesk
  • Click here to go to the Axis Bank Billdesk page and click on "Pay Now"
  • Enter your credit card information, registered email address, registered mobile number and the amount.
  • Select your other bank from the dropdown list.
  • Confirm the payment and receive the acknowledgement.
Axis Bank Credit Card Bill Payment through Axis Mobile Banking App
  • Login to Axis Mobile Banking app. Click here to download the app.
  • Go to the "Credit Cards" section and check the credit card summary
  • Click on "Pay Last Bill" option. Enter the amount and click on "Confirm" button.
  • Enter your mPIN to authorize the payment.
Axis Bank Credit Card Bill Payment through Auto Debit
  • Click here to download Auto Debit form.
  • Fill the form and post it to the following address – Credit Card Customer Service, Axis Bank Ltd, NPC 1, 5th floor, Gigaplex, Plot No. I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai - 400708

Axis Bank Credit Cards – Fees & Charges

Buzz Card MY Zone Card Neo Card Instant Neo Card Vistara Card Vistara Signature Card Vistara Infinite Card Privilege Card Miles and More World Card Miles and More World Select Card Reserve Card Select Card Pride Platinum Card Pride Signature Card Insta Easy Card MY Choice Card MY Wings Card Platinum Card Signature Card Titanium Smart Traveler Card

Finance Charges

3.25% per month

3.25% per month

3.25% per month

NA

2.95% per month

2.95% per month

2.95% per month

2.95% per month

2.95% per month 2.95% per month 2.95% per month 2.95% per month 2.95% per month 2.95% per month 2.50% per month 3.25% per month 2.95% per month 3.25% per month 2.95% per month

3.25% per month

Titanium Variant


2.95% per month

Gold Variant

Cash advance fee

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the cash amount Min Rs. 500

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

2.5% of the withdrawal amount

Min. Rs 250

Annual fee

Rs. 750

Rs. 500

Rs. 250

Nil

Rs. 1,500

Rs. 3,000

Rs. 10,000

Rs. 1,500

Rs. 3,500 Rs. 10,000 Rs. 30,000 Rs. 3,000 Nil Nil Nil Rs. 250 Rs. 1,200 Rs. 200 Rs. 3,000 Rs. 100

Other Charges

Charges Amount

Foreign transaction fee

3.5% of the transaction amount in Indian Rupee

Additionally 3.5% of the transaction amount if transaction is being refunded.

Late Fee

Zero to Rs. 700

For Buzz Card, MY Zone Card, Neo Card, Instant Neo Card, Vistara Card , Vistara Signature Card, Vistara Infinite Card, Pride Platinum Card, Pride Signature Card, Insta Easy Card, MY Choice Card, MY Wings Card, Platinum Card, and Titanium Smart Traveler Card

Rs. 300 to Rs. 600

For Other Axis Credit Cards

Minimum Payment

5% of the outstanding balance

Over-limit fee

3% of the overlimit amount

Min Rs. 500

Returned payment fee

Rs. 300 per instance

EMI Conversion Charges

12% to 15% with processing charges equal to 1.5% of the transaction amount or Min Rs. 150

Balance Transfer Charges

NA

How To Apply for Axis Bank Credit Card?

  • Select an Axis BankCredit Card as per your preferences given above.
  • Click on "Apply Now" and fill the Online Application Form. You'll be asked to provide some personal details such as your Address, Contact, Income, Employer Details, Educational Qualifications.
  • Check the details and Submit

You’ll receive a confirmation message from Axis Bankafter completion of the application form.

Note: If your application got rejected, you would be able to apply after 3 months of your previous application.