American Express PAYBACK Credit Card
₹750 for the first year
3 PAYBACK Points for every ₹100 spent
Welcome vouchers worth ₹3,000
Avail 2.5% fuel surcharge waiver at any HPCL outlet on transactions of upto ₹25,000.
Only 0.3% fuel surcharge at all HPCL outlets on transactions of ₹25,000 and above.
Earn 900 Bonus PAYBACK Points worth ₹225 on spending ₹15,000 within 60 days of Card approval.
Earn 3 Payback Points for every ₹100 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.
Enjoy up to 20% off at select restaurants across Delhi, Mumbai, Bangalore and Chennai.
Get zero lost card liability post reporting the incident.
Get welcome vouchers worth ₹3,000. These include multiple denomination vouchers from multiple partners. Partners and denominations may vary from time to time.
Annual Fee Waiver
Discount on Dining, Travel and Online Shopping
PAYBACK Points are Convertible into Air Miles.
2 Free Supplementary Cards
Minimum Annual Salary of ₹6 Lakhs required
Good Credit History Required
No less than 400 Reward Points can be redeemed
₹350 fee on each Reward Redemption request
No PAYBACK Points on Fuel and Insurance Purchase, Utility Bill Payment and Cash Transactions.
No Golf Privileges
No Lounge Access
2 Free movie tickets each month
Age of the applicant must be above 18 years.
Applicant must have an Indian or multinational bank’s savings or current account in India.
Personal annual income of ₹6 Lakhs or above required for both Salaried and Self Employed Individuals.
Applicant must have a good credit history and no payment defaults.
If self-employed, your company has been trading for more than 12 months.
This card suits me very well and it almost deliver my needs
I love the rewards that add up very quickly
Great card for everyday purchases, best & simplest rewards plan