HDFC Bank Credit Card Reward Points

HDFC Bank offers its credit card customers a reward programme known as MyRewards. Every credit card offered by HDFC Bank is eligible to earn reward points on each eligible purchase based on the type of the card.

 

There is a minimum limit of 500 Reward Points as set by HDFC Bank to be able to redeem the points against various options for Reward Point Redemption. Thus, a customer must have accumulated at least 500 reward points before making a redemption request. You can redeem these reward points accumulated on your credit card account for products, gifts vouchers, discounts and air miles as mentioned in the HDFC Bank Reward Catalog.

 

HDFC Bank has partnered with a number of popular brands, retail stores, hotels and restaurants franchise, and national and international airlines.

Earn Reward Points on HDFC Credit Card

You can easily earn reward points on your HDFC Credit Card by paying for the eligible purchases and bills with the card. Reward Points will be accumulated into your credit card account on every card swipe.

 

Depending on the card type, you can earn rewards points on joining, card renewal, and bonus points on select cards. You can also earn accelerated reward points on dinings, shoppings and achieving spend milestone on select cards.

 

Credit Card Reward Points Accumulation Reward Points on Joining Reward Points on Renewal Accelerated Reward Points Additional Points
Diners Club Black Credit Card 5 Reward Points for every retail purchase worth ₹150 10,000 Reward Points 5,000 Reward Points 2X Reward Points for every ₹150 spent at www.hdfcbankdinersclub.com

 

10x Reward Points on select partners like MakeMyTrip, Goibibo, Uber, RedBus, FlipKart, LifeStyle, Myntra, Luxehues, BookMyShow, BigBasket on both website and mobile app spends and Bill Payment through SmartPay.

No Additional Points Available
Diners Club Premium Credit Card 3 Reward Points for every retail purchase worth ₹150 1,000 Reward Points 1,000 Reward Points 2X Reward Points for every ₹150 spent at www.hdfcbankdinersclub.com

 

10x Reward Points on select partners like MakeMyTrip, Goibibo, Uber, RedBus, FlipKart, LifeStyle, Myntra, Luxehues, BookMyShow, BigBasket on both website and mobile app spends and Bill Payment through SmartPay.

No Additional Points Available
Diners Club Rewardz Credit Card 3 Reward Points for every retail purchase worth ₹150 1,000 Reward Points 1,000 Reward Points 2X Reward Points for every ₹150 spent at www.hdfcbankdinersclub.com

 

10x Reward Points on select partners like MakeMyTrip, Goibibo, Uber, RedBus, FlipKart, LifeStyle, Myntra, Luxehues, BookMyShow, BigBasket on both website and mobile app spends and Bill Payment through SmartPay.

No Additional Points Available
AllMiles Credit Card 3 Reward Points for every retail purchase worth ₹150 1,000 Reward Points 1,000 Reward Points 2X Reward Points for every ₹150 spent at www.hdfcbankallmiles.com No Additional Points Available
Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card 3 Reward Points for every retail purchase worth ₹150 1,000 Reward Points No Reward Points on Renewal 2X Reward Points for every ₹150 spent at www.nexaexperience.com No Additional Points Available
Doctors Superia Credit Card 3 Reward Points for every retail purchase worth ₹150 1,000 Reward Points 1,000 Reward Points No Accelerated Reward Points No Additional Points Available
JetPrivilege HDFC Bank World Credit Card 6 JPMiles on every retail purchase worth ₹150 10,000 JPMiles 4,000 JPMiles 3X JPMiles for every ₹150 spent on flight booking on www.jetairways.com No Additional Points Available
Snapdeal HDFC Bank Credit Card 2 Reward Points on every retail purchase worth ₹150 500 Reward Points No Reward Points on Renewal 10X Reward Points when you shop at Snapdeal, Freecharge & UrbanClap. No Additional Points Available
JetPrivilege HDFC Bank Titanium Credit Card 4 JPMiles on every retail purchase worth ₹150 2,000 JPMiles 1,000 JPMiles 3X JPMiles for every ₹150 spent on flight booking on www.jetairways.com No Additional Points Available
JetPrivilege HDFC Bank Platinum Credit Card 5 JPMiles on every retail purchase worth ₹150 4,000 JPMiles 2,000 JPMiles 3X JPMiles for every ₹150 spent on flight booking on www.jetairways.com No Additional Points Available
JetPrivilege HDFC Bank Diners Club Credit Card 8 JPMiles on every retail purchase worth ₹150 30,000 JPMiles 10,000 JPMiles 3X JPMiles for every ₹150 spent on flight booking on www.jetairways.com No Additional Points Available
World MasterCard Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal No Accelerated Points Available 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Visa Signature Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal No Accelerated Points Available 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Titanium Times Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 5 Reward Points on every ₹150 spent on dining during Weekdays (Mon – Fri) No Additional Points Available
Titanium Edge Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 3 Reward Points on every ₹150 spent on dining. 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Teachers Platinum Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 6 Reward Points on every ₹150 spent on shopping during Weekends (Sat & Sun). 500 Bonus Reward Points on Teacher’s Day (Sept 5th) every year.
Superia Credit Card 3 Reward Points on every retail purchase worth ₹150 1,000 Reward Points on Joining 1,000 Reward Points on Renewal 1.5X Reward Points on every ₹150 spent on Dining. 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Solitaire Credit Card 3 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 1.5X Reward Points on every ₹150 spent on Dining and Grocery Shopping. 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Regalia First Credit Card 4 Reward Points on every retail purchase worth ₹150. No Reward Points on Joining No Reward Points on Renewal 8 Reward Points for every ₹150 spent for bookings on hdfcbankregalia.myrewardz.com  and Dining (stand-alone restaurants only).

20 Reward Points for every ₹150 spent on Lifestyle stores, MakeMyTrip, Snapdeal, BigBasket, Nilgiris and Easyday.

No Additional Points Available
Regalia Credit Card 4 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 8 Reward Points for every ₹150 spent for bookings on hdfcbankregalia.myrewardz.com and www.airvistara.com and Dining (stand-alone restaurants only).

20 Reward Points for every ₹150 spent on Lifestyle stores, MakeMyTrip, Snapdeal, BigBasket, Nilgiris and Easyday.

500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Platinum Times Credit Card 3 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 10 Reward Points on every ₹150 spent on Dining during Weekdays (Mon – Fri). No Additional Points Available
Platinum Plus Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 3 Reward Points for every ₹150 spent on retail purchase, applicable on spend above ₹50,000 in a statement cycle. 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
Platinum Edge Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 3 Reward Points on every ₹150 spent on Dining. 500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.
MoneyBack Credit Card 2 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 2X Reward Points on every ₹150 spent on Online Purchases. No Additional Points Available
Infinia Credit Card 5 Reward Points on every retail purchase worth ₹150 No Reward Points on Joining No Reward Points on Renewal 10 Reward Points for every ₹150 spent for bookings on hdfcbankinfinia.myrewardz.com and www.airvistara.com and Dining (stand-alone restaurants only).

20 Reward Points for every ₹150 spent on Lifestyle stores, MakeMyTrip, Snapdeal, BigBasket, Nilgiris and Easyday.

500 Bonus Reward Points on 1st International transaction, once a year if enrolled in Global Value Programme.

Redeem Accumulated Reward Points on HDFC Credit Card

HDFC Bank offers its customer a number of options to redeem Reward Points accumulated on their HDFC Bank Credit Cards. You can redeem the accumulated points through Customer Service Centres, Post, and Online Redemption Process.

Through Customer Services Centre – You can simply call HDFC Bank Credit Card Customer Care to redeem the rewards points accumulated on your HDFC Credit Card.

Through HDFC NetBanking – You can also redeem accumulated reward points on your credit card online through HDFC NetBanking Service by following some simples steps mentioned on How to Redeem HDFC Credit Card.

Through Post – HDFC bank also offers its customer the facility to redeem accumulated reward points on their HDFC Credit Card through Post. It’s quite useful in case you don’t have access to NetBanking and Phone services.

Validity of Reward Points Accumulated on Your HDFC Credit Card

The validity of reward points accumulated on your HDFC Credit Card depends on the type of the card. HDFC bank offers a validity period from 2 years to maximum 3 years.

HDFC bank offers a validity period of 3 years for reward points on HDFC Diners Club Black Card. Except Diners Club Black Card, HDFC Bank offers a validity period of 2 years for all of its other credit cards including

  • HDFC Infinia Card
  • HDFC Diners Club Premium Card
  • HDFC Diners Club Rewardz Card
  • HDFC Regalia First Card
  • HDFC Regalia Card
  • HDFC Platinum Times Card
  • HDFC Titanium Times Card
  • Snapdeal HDFC Bank Card
  • Maruti Suzuki NEXA HDFC Bank AllMiles Card
  • HDFC Doctors Superia Card
  • HDFC Teachers Platinum Card
  • HDFC Superia Card
  • HDFC AllMiles Card
  • HDFC Platinum Edge Card
  • HDFC Titanium Edge Card
  • HDFC MoneyBack Card
  • HDFC Solitaire Card
  • HDFC Visa Signature Card
  • HDFC World MasterCard
  • HDFC Platinum Plus Card
  • HDFC Business Regalia
  • HDFC Business Regalia First
  • HDFC Business MoneyBack
  • HDFC Business Bharat Card
  • HDFC Business Freedom Card
  • HDFC Business Platinum
  • HDFC Business Gold
  • HDFC Corporate Platinum
  • HDFC Corporate Visa Signature
  • HDFC Corporate World MasterCard
  • HDFC Corporate Card
  • HDFC Purchase Card
  • HDFC Distributor Card
  • HDFC Business Corporate MoneyBack
  • HDFC Business Corporate Regalia

The validity period for JPMiles accumulated on JetPrivilege HDFC Bank Credit Cards is not specified by HDFC Bank. It includes all the JetPrivilege HDFC Credit Cards as mentioned below

 

  • JetPrivilege HDFC Bank World Card
  • JetPrivilege HDFC Bank Titanium Card
  • JetPrivilege HDFC Bank Platinum Card
  • JetPrivilege HDFC Bank Diners Club Card

What should I Redeem against My HDFC Credit Card Rewards Points?

HDFC Bank offer its customers various redemption option. Hence, it makes easier for you to use your your HDFC Credit Card reward points as per your choice. Below mentioned are the following methods you can use for reward points redemption.

Rewards catalogue:

The very first option that HDFC Bank offers for reward points redemption is by redeeming the points against products and gift vouchers from the Rewards Catalog. All you need to do is fill out the Reward Redemption Form and send it to HDFC Bank Rewards Helpdesk by post or drop it at any nearest HDFC Bank Credit Card DropBox. The selected product will be delivered to your registered mailing address. The delivery of the product can take around 10 to 15 days, depending upon the availability of the select product.

 

Cashback:

You can also redeem your reward points accumulated on your HDFC Credit Card against Cashback. All you need to do is download the HDFC Bank Credit Card Cashback Redemption Form and send it to HDFC Bank Rewards Helpdesk by post. A minimum of 500 reward points can be redeem at a time. The cashback will be credited into your HDFC Credit Card Account within 10 working days. A redemption fee of ₹99 will be charge. The eligible cards for cashback redemption are as follows –

 

  • HDFC Titanium Edge Card
  • HDFC Platinum Edge Card
  • HDFC MoneyBack Card
  • HDFC Solitaire Card
  • HDFC Business MoneyBack Card
  • HDFC Bharat Cashback Card
  • HDFC Freedom Card

 

Airmiles:

You can now redeem rewards points accumulated on your HDFC Credit Card against air miles. The redeemed air miles can be used for flight bookings on Jet Airways and partner airline KrisFlyer. You just need to fill up the HDFC Air Miles Redemption Form and send it to HDFC Rewards Helpdesk by post. You must have reach a minimum number of mileage points accumulated on your card in order to be eligible for air miles redemption. It can take up to 7 – 10 days for conversion of the reward points by the airlines.

 

Points + Pay (FastTrac Items):

Through this redemption option, you can use the accumulated reward points on your credit card to get discount on the select product and pay the rest of the cost. The remaining cost of the selected product after the discount will be charged to your credit card account. You have to fill out the redemption form to inform HDFC Bank for the amount that should be charged to your credit card account.

 

However, this option is available for select range of products called FastTrac Items. The selected product will be sent to the address registered into your HDFC Credit Card Account and the remaining cost of the product will reflect in your credit card statement.

 

Reward Points Conversion

 

You can redeem accumulated rewards points on your HDFC Credit Card against cashback and air miles. The conversion of reward points to cashback and air miles is as mentioned below.

 

Cash Back Conversion

 

Credit Card Cash Back Conversion
HDFC Platinum Edge Credit Card 1 Reward Point is equals to ₹0.10
HDFC Titanium Edge Credit Card 1 Reward Point is equals to ₹0.10
HDFC MoneyBack Credit Card 1 Reward Point is equals to ₹0.30
HDFC Solitaire Credit Card 1 Reward Point is equals to ₹0.20
HDFC Business MoneyBack Credit Card 1 Reward Point is equals to ₹0.20

 

JPMiles Conversion

 

Credit Card Reward Points JPMiles Conversion
Silver / Gold / Titanium / Times Titanium / Platinum / Teacher’s platinum / Times Platinum / Doctor’s Platinum / Corporate Gold / Corporate Silver / Titanium Edge/ Platinum Edge 1,000 100
Signature / World / Superia/ Doctor’s Superia / All Miles 400 100
MoneyBack / Solitaire / Business MoneyBack / Business Corporate MoneyBack 1,000 100
Corporate Platinum / Business Corporate Platinum / Corporate Diners / Business Corporate Diners 357 100
Corporate Signature / Corporate World / Corporate Redemptions / Business Corporate Signature / Business Corporate World / Diners Rewardz / Regalia First / Business Regalia First 333 100
Regalia / Corporate Premium / Business Corporate Premium / Business Regalia / Business Corporate Regalia / Doctor’s Regalia / Diners Premium 133 100
Infinia / Diners Black / Diners Club Miles 100 100

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